Moving, Packing, Storage Information

How To Calculate The Amount of Insurance You Require

• Consider the total weight, the number of rooms and the contents of your move.
• Make a detailed inventory of all the items you are moving and include article name, estimated weight and replacement value.
• Take photos of all possessions to establish the condition of each and to help confirm the inventory list.
• Total the number of items.
• Total the weight of items.
• Total the replacement value of all your property and establish an amount.

• Carefully review the moving company's terms for insurance coverage.
• Determine the extent of liability coverage for property loss and damage the mover will provide.
• Examine the contract and find a section for you to establish the estimated value of your possessions.
• Determine the maximum liability dollar value of the insurance provided by the mover and the process involved in case you need to place a claim. It is not guaranteed that, in case of a claim, you are entitled to the maximum liability damage coverage because various factors such as government regulations, taxes and laws may limit the actual the amount you may be entitled to.
• Realize that the insurance provided by most moving companies covers only a portion of the total value of your possessions.
• Obtain additional insurance to be fully covered.
• Contact the local Better Business Bureau to get information on how the mover has handled claims in the past.

• Include perishable, dangerous or hazardous materials in your household goods without your mover's knowledge.
• Choose the limited liability option but ship household goods valued at more than 60 cents per pound per article.
• Fail to notify your mover in writing of "extraordinary high value items".